How to withdraw money with zero extra charges using Niyo card in Singapore

Problem

While withdrawing cash from ATM in Singapore using Niyo global card we are charged for some extra money, something around 4-6$

Solution

Withdraw money from UOB bank ATM, they will charge 0 $ extra.

You can find UOB ATMs at MRT stations like Vivo-City MRT or just Google it.

UOB bank is United Overseas Bank Limited (UOB)

Other ATMs like of OCB, POSB charges around 5$ for the transaction.

My little experience

I visited Singapore on 8th October 2022 from India, I had Niyo card loaded with Indian rupees, I assumed that having Niyo card means I can withdraw cash from any ATM without paying any extra charge, but when I tried to withdraw using ATMs of OCS or POSB, during transaction they were asking me if I am OK with paying extra 4$/Rs210 around for this transaction, although it was a nice gesture from the bank that asked me before debit, but I had to cancel it.

So, I went to different ATMs and tried to withdraw, only UOB was not charging anything extra, so I got big relief there.

Cheers to UOB….

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Raj
Personal Experience
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